EPF Balance Check 2024: With & Without UAN Number | Check PF Balance
EPF Balance Check: With & Without UAN Number 2024: Checking Your EPF Balance: With or Without UAN Number 2024: The Employee Provident Fund is an essential savings tool for both public and private sector workers in India, acting as a financial cushion during challenging times. Government employees get comprehensive annual statements that break down their contributions and accumulated savings.
In contrast, those working in the private sector engage in the EPF scheme (Employees Provident Fund), which involves contributions from both the employee and the employer. This article aims to guide you through the steps of checking your PF balance, regardless of whether you have a UAN (Universal Account Number), making it simpler to access your financial data and plan accordingly.
Table of Contents
How to Check EPF Balance?
You have various options available to verify the balance in your provident fund account, regardless of whether you have a UAN or not. Here are the methods at your disposal:
- Dialing the designated mobile number for a missed call: 9966044425
- Sending an SMS to the specified mobile number: 7738299899
- Accessing the EPFO online portal
- Utilizing the UMANG mobile application
How to PF Balance With UAN Number?
PF Balance Check Using EPFO Portal: Before you dive into your EPF Balance Check, make sure your Universal Account Number (UAN) is up and running. This number acts as a unique identifier for individuals involved in the EPF scheme, ensuring that every employee has just one UAN throughout their professional life, no matter how many jobs they take on. Having this number is crucial for utilizing a range of online EPF services. Thanks to the UAN, handling tasks related to your PF account—such as checking your balance, making withdrawals, and applying for loans—becomes an effortless experience.
Upon activating your UAN, proceed with the following steps:
- Go to the EPF website and select the ‘e-Passbook’ feature on the main page.
- Input your UAN, password, captcha, and click ‘Sign In’.
- Choose the ‘Passbook’ section.
- Pick the ‘Member ID’ to view your PF information.
- To obtain a hard copy, select ‘Download as PDF’ to print your passbook.
PF Balance Check Using the UMANG/EPFO App: Employees can easily their EPF Balance Check through the UMANG app on their smartphones. This multifunctional app not only provides a way to view EPF Balance Check but also facilitates smooth filing and tracking of claims. To start using the app, users must complete a one-time registration with their mobile number linked to their UAN.
For a detailed guide on checking your EPF transactions through the UMANG app, follow these steps:
- Install the UMANG app from either the Google Play Store or App Store.
- Sign in to the UMANG app and navigate to the profile picture. Select ‘Services’ and then choose the ‘Social Security’ option.
- Locate and click on the ‘EPFO’ service from the provided list.
- Within the ‘Employee Centric Service’ section, select ‘View Passbook’.
- Input your UAN number and request an OTP by clicking ‘Get OTP’.
- Enter the received OTP on your mobile device and proceed by clicking ‘Submit’.
- Choose the specific Company for which you wish to view or download the EPF passbook.
- The passbook details will be presented on your screen.
- To save a copy of the EPF passbook, select the ‘Download’ button.
By following these steps, employees can easily access and manage their EPF Balance Check information using the user-friendly UMANG app.
How to Check PF Balance Without UAN Number?
PF Balance Check by Sending an SMS: After integrating your UAN with KYC details, here are the steps to follow:
- Text the mobile number 7738299899.
- The SMS format should be ‘EPFOHO UAN ENG’.
When sending the message, indicate your preferred language by using the first three characters. For English updates, use ‘ENG’ in the format EPFOHO UAN ENG. To receive messages in Marathi, input EPFOHO UAN MAR.
Supported languages include:
- English (ENG)
- Hindi (HIN)
- Punjabi (PUN)
- Gujarati (GUJ)
- Marathi (MAR)
- Kannada (KAN)
- Telugu (TEL)
- Tamil (TAM)
- Malayalam (MAL)
- Bengali (BEN)
You can check your balance via SMS only if your UAN is active and linked to your bank account, Aadhaar number, and PAN. If these linkages are not completed, you must undergo eKYC with UAN to check your balance using SMS.
PF Balance Check Through a Missed Call: To your EPF Balance Check via missed call, simply ring the authorized phone number from your registered mobile. This feature requires linking your UAN with KYC info. Seek assistance from your employer if needed.
After integrating UAN with KYC, follow these steps:
- Dial 9966044425 from your registered mobile.
- Upon placing the call, an SMS with PF details will be sent to you.
To use the missed call service for EPF balance check, ensure:
- UAN activation.
- Mobile number linked to UAN for access.
- UAN connected to PAN, Aadhaar, and bank account.
No fees are involved in using the mobile EPF balance check service.
How to Check PF Balance without Registered Mobile Number?
Checking your PF balance has become a breeze, no longer requiring your registered mobile number each time. Just have your UAN and password handy for a swift login to view your PF status. Here’s how to make the process smooth and easy:
- Head over to the EPF portal and locate the ‘e-Passbook’ option on the homepage.
- Input your UAN number, password, captcha, and hit the ‘Sign In’ button.
- Tap on the ‘Passbook’ tab.
- Choose the ‘Member ID’ to view your PF details on the screen.
- To keep a record, download the passbook as a PDF by clicking on the respective option.
The Employee Provident Fund (EPF) plays a crucial role in securing your retirement income. Being well-versed with your Universal Account Number (UAN) streamlines the process of your EPF Balance Check and accessing funds during unforeseen circumstances.
Things to remember
To your EPF Balance Check on the EPFO portal, you first need to ensure that your UAN is activated and registered. After completing the registration, you can access the passbook feature within six hours. This passbook will show the latest transactions confirmed by the EPFO Field Offices. However, members of exempted organizations and private trusts cannot view their EPFO balance via this portal.